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AS SEEN IN
3,500+
Listings Amended Each Month
600,000+
Clients Helped
20
Years
Experience
OUR CONSULTATION PROCESS
Review: Our experienced team review the listings on your credit reports to identify the grounds to contest the listings on your behalf.
Negotiate: We dispute the information on your credit reports and negotiate with credit providers and credit reporting agencies to have it corrected.
Improve: The listings are removed, changed, amended, updated, corrected or verified.
Protect: Our Aftercare add-on service means we work with you over the long term to maintain and protect your credit reports and credits scores for the future.
Under our “AfterCare” product you get a whole range of additional services to protect your financial health. While we are working hard to maximise your credit score, you also get the following included in your membership:
Free monthly credit reports on request, from all three agencies.
Credit report monitoring and alerts, if anything unexpected appears on reports.
24/7 online portal access, see your scores moving and all work items status.
Assistance with Future Black Marks on your credit reports.
Fraud and Identity Protection Assistance.
Pre-Loan Checks, check with us before you apply for finance.
Debt Assistance, if you start struggling with bills we can help you work out a plan.
The subscription fee also covers:
Sending correspondence, conducting ongoing disputes and negotiations with credit providers and credit reporting agencies.
Once an outcome has been agreed for one or both adverse listings, we’ll choose the next items to start working on, on your behalf.
$500,000 HOME LOAN 30 YEAR TERM
Your credit score can dictate what interest rate a lender will charge you, they call it “risk for rate” – the higher your score, the lower risk they see. The interest rate charged has a huge impact on how much you have to pay back. Improving your score is an investment in your future and can save you thousands. Check out this example:
We've showcased some of our best result here. Before you read these testimonials and result, we must warn you that you should not expect the same results and these results are not an indicator of future results. Every single case is different and the time frames and results vary with each single case.
Additionally, Credit Scores are only one indicator of risk that lenders use to assess credit applications. Depending on the lender and type of loan, they will also take into consideration income, assest, spending habits and they have their own lending criteria to help determine the outcome of credit applications. Finally, some debt solutions we offer may reduce you credit score.
Credit Score Went to 1,061
Elizabeth came to us in May 2021. Her credit score was 652. We helped Elizabeth and by the end of July her score jumped to 1,061. This allowed her to get the finance she wanted at the best interest rate possible. Saving her thousands a year in wasted interest
Increased Score AND Debt help
Joshua had a car that was repossessed years ago, this left him with almost $27,000 in debt and a credit score of 340. We fought really hard and helped him to have the debt completely waived and now his credit score is 576.
Finance Had Been Neglected
When Chris came to us his credit score and finances had been neglected. His score was 393, which is really low. We worked with Chris on more than a years worth of black marks with his
credit reports and his score has now increased to 751.
Almost Lost Her Deposit
Laila came to us with a score of 700 and had just put down a $75,000 deposit on a house but the bank kept saying no to her loan. The pressure was on us to make sure she didn’t lose her deposit. Within 24 hrs, we got Laila’s score from 700 to 1050.
OUR TEAM
Since 2003 we’ve spent time finding and training some fantastic people who care
about our clients and really enjoy helping others.
Credit Repair Australia Pty Ltd is licensed with ASIC under the National Consumer Credit Protection Act 2009, Australian Credit Licence (ACL) Number 392319.
DR Administration is a Registered Debt Agreement Administrator, Registration Number 1146 with AFSA
*Past outcomes that others have experienced as a result of engaging us is not necessarily indicative of future results (as each case is different).
Loan approval subject to lender's credit criteria.